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What is FHIAP?
The Family Health Insurance Program is
an organization that provides subsidies (reimbursements) for Oregonians
to purchase private health insurance plans.
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FHIAP will assist clients in paying their premium either for individual insurance, or insurance through their employer (Group insurance).
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It is NOT an insurance plan.
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It does NOT pay for co-pays or deductibles.
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It will subsidize dental for group insurance only.
Our clients should know the differences between FHIAP and Medicaid when you are referring their application.
FHIAP is not an insurance plan; therefore, it does not pay for anything other than its portion of the premium.
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With FHIAP, deductibles, co-pays, and other cost sharing items are paid by the client.
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Medicaid pays it all.
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